20 Affordable Cities for Couples Living on a Combined Income of $100,000
- - - 20 Affordable Cities for Couples Living on a Combined Income of $100,000
Emily FowlerJuly 5, 2025 at 4:01 AM
DjelicS / iStock.com
A six-figure household income can feel a lot smaller in the wrong zip code. But in some U.S. cities, $100,000 goes a lot further.
These cities below all offer average monthly rents under $2,000 (according to Zillow,) state average monthly mortgage payments under $2,000 (according to the U.S. Census Bureau,) and below-average cost of living (according to livingcost.org).
Discover More: 25 Most Livable Cities for Middle-Class Families
For You: How Middle-Class Earners Are Quietly Becoming Millionaires — and How You Can, Too
They offer enough financial breathing room for couples who want to live comfortably without compromising on long-term goals like saving, investing or buying a home. That doesn't mean giving up on amenities, infrastructure or culture, but it does mean thinking twice about expensive zip codes and oversubscribed city centers.
Trending Now: Suze Orman's Secret to a Wealthy Retirement--Have You Made This Money Move?
Tucson, Arizona -
Average monthly rent: $1,645
State average monthly mortgage payment: $1,739
Cost of living: $785
Boise, Idaho -
Average monthly rent: $1,775
State average monthly mortgage payment: $1,610
Cost of living: $807
Find Out: What Salary Single People Need To Live Comfortably in 100 Major US Cities
Fort Wayne, Indiana -
Average monthly rent: $1,225
State average monthly mortgage payment: $1,355
Cost of living: $769
Wichita, Kansas -
Average monthly rent: $1,150
State average monthly mortgage payment: $1,638
Cost of living: $814
Lexington, Kentucky -
Average monthly rent: $1,631
State average monthly mortgage payment: $1,393
Cost of living: $769
Detroit, Michigan -
Average monthly rent: $1,200
State average monthly mortgage payment: $1,521
Cost of living: $852
St. Paul, Minnesota -
Average monthly rent: $1,403
State average monthly mortgage payment: $1,890
Cost of living: $837
St. Louis, Missouri -
Average monthly rent: $1,275
State average monthly mortgage payment: $1,478
Cost of living: $830
Lincoln, Nebraska -
Average monthly rent: $1,231
State average monthly mortgage payment: $1,686
Cost of living: $766
Omaha, Nebraska -
Average monthly rent: $1,595
State average monthly mortgage payment: $1,686
Cost of living: $850
Albuquerque, New Mexico -
Average monthly rent: $1,625
State average monthly mortgage payment: $1,510
Cost of living: $843
Winston-Salem, North Carolina -
Average monthly rent: $1,495
State average monthly mortgage payment: $1,561
Cost of living: $860
Cincinnati, Ohio -
Average monthly rent: $1,400
State average monthly mortgage payment: $1,472
Cost of living: $750
Cleveland, Ohio -
Average monthly rent: $1,200
State average monthly mortgage payment: $1,472
Cost of living: $794
Columbus, Ohio -
Average monthly rent: $1,493
State average monthly mortgage payment: $1,472
Cost of living: $897
Oklahoma City, Oklahoma -
Average monthly rent: $1,400
State average monthly mortgage payment: $1,479
Cost of living: $813
Tulsa, Oklahoma -
Average monthly rent: $1,350
State average monthly mortgage payment: $1,479
Cost of living: $793
Pittsburgh, Pennsylvania -
Average monthly rent: $1,500
State average monthly mortgage payment: $1,722
Cost of living: $891
Memphis, Tennessee -
Average monthly rent: $1,350
State average monthly mortgage payment: $1,506
Cost of living: $782
Milwaukee, Wisconsin -
Average monthly rent: $1,295
State average monthly mortgage payment: $1,652
Cost of living: $843
More From GOBankingRates
3 Luxury SUVs That Will Have Massive Price Drops in Summer 2025
4 Things You Should Do if You Want To Retire Early
7 Wealth-Building Shortcuts Proven To Add $1K to Your Wallet This Month
5 Things You Must Do When Your Savings Reach $50,000
This article originally appeared on GOBankingRates.com: 20 Affordable Cities for Couples Living on a Combined Income of $100,000
Source: AOL Money
